Board of Commissioners

Fatma Al-Suwaidi
President Commissioner
Qatari citizen. Domiciled in Doha, Qatar.
Ms. Fatma Al-Suwaidi joined QNB in November 1999 and currently serves as Group Chief Risk Officer; having previously held the role of Assistant General Manager of Credit Risk Management. Ms. Fatma Al-Suwaidi has almost 23 years of experience in banking and she holds a particular interest in banking innovation. Ms. Fatma Al-Suwaidi is currently a member of the Board of QNB Turkey and The President Commissioner of the Bank. Ms. Fatma Al-Suwaidi has a BSc in Accounting, a Master’s in Business Administration from Qatar University, an MSc in Risk Management from the University of New York, a Juris Doctor Degree from Hamad Bin Khalifa University and a Doctorate in Business administration from Grenoble University, France, on the subject of ‘Innovation in Banking and Financial Markets’, focusing on crypto currencies.
Based on Extraordinary GMS resolution dated 17 December 2020, Ms. Fatma Al-Suwaidi was appointed as President Commissioner of the Bank. Ms. Fatma Al-Suwaidi was reappointed as President Commissioner of the Bank based on Annual GMS resolution on 30 May 2024, to serve until the 2027 Annual GMS.
Ms. Fatma Al-Suwaidi has no affiliate relationship with other members of the BoC nor members of the BoD. However, Ms. Fatma Al-Suwaidi is affiliated with the main controlling shareholder of the Bank, namely Qatar National Bank (Q.P.S.C.).

Khalid Al-Sada
Commissioner
Qatari citizen. Domiciled in Doha, Qatar.
Mr. Khalid Al-Sada earned his Diploma in Banking Operations from Institute of Administrative Development, Qatar (2004), and High Performance Board Programme from IMD (2016).
Based on the Annual GMS resolution dated 26 June 2019, Mr. Khalid Al-Sada was appointed as Commissioner of the Bank and declared effective by the OJK on 11 October 2019. Mr. Khalid Al-Sada was reappointed as Commissioner of the Bank based on the decision of the Annual GMS on 30 May 2024, to serve until the Annual GMS 2027. Mr. Khalid Al-Sada was also appointed as a member of the Remuneration and Nomination Committee with effective service period from 2024 to 2027.
Mr. Khalid Al-Sada began his career within the Retail Division in Qatar Islamic Bank (1997–2004). Since then, Mr. Khalid Al-Sada has held numerous key positions in Qatar National Bank (Q.P.S.C.) (2004–present) with his most recent position as Senior Executive Vice President - QNB Group Corporate and Institutional Banking. Mr. Khalid Al-Sada is also a board member in QNB Egypt and Al Mansour Bank in Iraq.
Mr. Khalid Al-Sada has no affiliate relationship with other members of the BoC nor members of the BoD. However, Mr. Khalid Al-Sada is affiliated with the main controlling shareholder of the Bank, namely Qatar National Bank (Q.P.S.C.).

Djoko Sarwono
Independent Commissioner
Indonesian citizen. Domiciled in Jakarta, Indonesia.
Mr. Djoko Sarwono earned his Bachelor’s degree in Law from Trisakti University (1975), Master in Public Administration (MPA) from University of Southern California, Los Angeles, USA (1985), and Doctor of Philosophy in Public Administration (DPA) from University of Southern California, Los Angeles, California, USA (1989).
Based on the Resolution of Extraordinary GMS dated 9 October 2015, Mr. Djoko Sarwono was appointed as Independent Commissioner of the Bank, and was declared effective by OJK on 11 November 2015. Mr. Djoko Sarwono assigned as Independent Commissioner of the Bank and as Chairman of the Bank’s Risk Oversight Committee with effective service period from 2024 to 2027.
Mr. Djoko Sarwono’s career in banking started at Bank Indonesia since 1977. Mr. Djoko Sarwono held various positions, including as Executive Director of Banking Regulation and Development Department of Bank Indonesia (1998–2001), Head of Bank Indonesia Office–Bandung Region (2001–2003), President Director of Indover Bank, Amsterdam (2003–2006), and Assistant Governor of Bank Indonesia (2006–2009). Mr. Djoko Sarwono joined the Indonesian Banking Development Institute (LPPI) as Advisor to the Board of Director and concurrently as Senior Faculty (2010-2015). From 2011 to 2015, he served as President Commissioner of Pefindo Rating Agency, then became President Commissioner of PT NISP Asset Management (2013–2014), Vice President Commissioner of PT Aberdeen Asset Management (2014–2015), and President Commissioner of Pefindo Credit Bureau (2014–2017).
Mr. Djoko Sarwono has no affiliate relationship with other members of the BoC, members of the BoD, nor the main controlling shareholder of the Bank.

Muhammad Anas Malla
Independent Commissioner
Indonesian citizen. Domiciled in Jakarta, Indonesia.
Mr. Muhammad Anas Malla earned his Bachelor’s degree in Law from Trisakti University, Jakarta (1989) and his Master of Laws from Tulane University, New Orleans, USA (1998).
Based on the Resolution of the Extraordinary GMS dated 16 September 2011, Mr. Muhammad Anas Malla was appointed as Independent Commissioner of the Bank, and was declared effective by Bank Indonesia on 24 November 2011. As Independent Commissioner, Mr. Muhammad Anas Malla was also assigned as Chairman of Remuneration and Nomination Committee and concurrently Chairman of Audit Committee in the Bank with effective service period from 2024 to 2027.
Mr. Muhammad Anas Malla’s career in banking began at PT Bank Negara Indonesia (Persero) Tbk (1982-2011) with various positions, including his last position as Head of the Internal Supervisory Unit Division. From 2012 to 2013, he served as Commissioner of PT Swadarma Sarana Informatika and from 2013 to 2021 as President Commissioner at PT Swadarma Sarana Informatika.
Mr. Muhammad Anas Malla has no affiliate relationship with other members of the BoC, members of the BoD, nor the main controlling shareholder of the Bank.