Small Medium Enterprise (SME)
Experience seamless transaction with Bank QNB Indonesia to elevate your business.
Benefit:
- Seamless transaction via QNB Indonesia Corporate Internet Banking and Complimentary token for new SME customers*
- Dedicated Relationship Manager to serve both your individual and business financial needs.
*Terms & conditions applied.
Products to elevate your business:
- Premium Checking Account
Premium Checking Account that is designed for you, equipped with various facilities for the comfort of your banking transactions.
Benefits*:
- Competitive interest rate.
- Free transaction RTGS.
- Free transaction LLG.
- Free clearing transactions.
- Free cash withdrawal at ATM Bersama and PRIMA networks.
- Free of charge of checkbook Free monthly administration.
* Terms and conditions apply
More information related to Premium Checking Account here.
- Global Checking Account
Exclusively designed foreign account deposit to cater your needs for safe transactions in foreign currencies, both for business or investment purposes, equipped with many benefits and easy access to do transactions.
Benefits:
- Competitive exchange rates that are favorable to your needs.
- Interest rate calculation based on checking account daily balance, which makes your investment grow safely.
- Available on 9 foreign currencies options: USD, SGD AUD, HKD, GBP, JPY, EUR, QAR and CNY.
- Affordable remittance fee only IDR 35,000*
*Only applicable to 9 foreign currencies and fee is subject to change with prior notice.
More information related to Global Checking Account here.
- Checking Account
Checking Account is designed to provide convenience and comfort for your business transactions both individuals and non-individuals.
Benefits:
- Checking Account in Rupiah currency is available for individual Corporation.
- Flexible, withdrawal with check/checking billet.
- Profitable, interest rate given is based on checking account daily balance
- Requirements.
Requirements:
- Initial deposit IDR 1,000,000.
- Balance on hold IDR 100,000.
- Monthly administration fee IDR 30,000.
More information related to Checking Account here.
- QNB Indonesia Corporate Internet Banking
An internet-based customer account management service that can be used to various purposes such as, account management, domestic transfers, foreign currency transfers and foreign currency exchange.
Main Features:
- Non-financial services: Account balance information and transaction history.
- Financial transactions: Transfers between Bank QNB Indonesia accounts (book transfer), Real-Time Online transfers, BI-FAST, SKNBI, BI-RTGS, foreign currency transfers (SWIFT), payroll payments, and state revenue payments.
- Segregation of duties: User authorization is separated through roles such as Maker, Verifier, Approver, and Releaser.
- Security token usage: Utilization of security devices (tokens) as a multi-factor authentication mechanism to ensure transaction security during the approval process.
Benefits:
- Easy access to registered company accounts.
- Convenient creation of banking transaction instructions.
- Electronic transaction monitoring.
- Enhanced security for financial transactions using security devices (tokens).
- Configurable multi-level approval/authorization capabilities that can be tailored to the customer's requirements.
Requirements and Procedures:
- Must be a corporate customer maintaining a Current Account with Bank QNB Indonesia.
- Submit an application for the Corporate Internet Banking service by completing the Corporate Internet Banking Service Registration Application Form.
- Read, understand, and sign the Terms and Conditions of the Corporate Internet Banking service.
Fees and Charges:
- No subscription fee is charged for the use of the Corporate Internet Banking service.
- One (1) security device (hard token) is provided free of charge.
- The fee for each additional security device (hard token) is IDR 200,000 per hard token.
- Fund transfer transaction fees are subject to the applicable fees and charges of Bank QNB Indonesia.
More information related to QNB Indonesia Corporate Internet Banking here.
Criteria for SME Customers
- Legal entity: PT, CV, or Foundation.
- Sales turnover up to < IDR 200 Bio.
Required Documents:
- Copy of Deed of Incorporation and the amendment.
- Copy of Articles of Associations and the latest amendment from the Ministry of Law.
- Copy of Taxpayer (NPWP).
- Business Registration Number (NIB) or Business License (SIUP).
- Copy of Management’s ID (KTP) and Taxpayer (NPWP).
- Copy of ID (KTP) and Taxpayer (NPWP) with the share ownership ≥ 10%.
