Small Medium Enterprise (SME)
Experience seamless transaction with Bank QNB Indonesia to elevate your business.
Benefit:
- Unlimited free transaction via QNB Indonesia Corporate Internet Banking*.
- Seamless transaction via QNB Indonesia Corporate Internet Banking and Complimentary token for new SME customers*.
- Special reward for your successful referral.
- Dedicated Relationship Manager to serve both your individual and business financial needs.
*Terms & conditions applied.
Products to elevate your business:
- Premium Checking Account
Premium Checking Account that is designed for you, equipped with various facilities for the comfort of your banking transactions.
Benefits*:
- Competitive interest rate
- Free transaction RTGS
- Free transaction LLG
- Free clearing transaction
- Free cash withdrawal at ATM Bersama and PRIMA networks
- Free of charge of checkbook Free monthly administration
* Terms and conditions apply
More information related to Premium Checking Account here.
- Global Checking Account
Exclusively designed foreign account deposit to cater your needs for safe transactions in foreign currencies, both for business or investment purposes, equipped with many benefits and easy access to do transactions.
Benefits:
- Competitive exchange rates that is favorable to your needs.
- Interest rate calculation based on checking account daily balance, which makes your investment grow safely.
- Variants of Currencies. There are 8 currency options: USD, SGD, AUD, HKD, GBP, JPY, EUR, and QAR.
- Affordable remittance fee only IDR 35,000*.
*only applicable to 8 f currencies and fee may subjected to change accordingly
More information related to Global Checking Account here.
- Checking Account
Checking Account is designed to provide convenience and comfort for your business transactions of non-individual.
Benefits:
- Checking Account in Rupiah currency is available for Corporation.
- Flexible, withdrawal with check/bilyet giro.
- Profitable, interest rate given is based on checking account daily balance.
More information related to Checking Account here.
- QNB Indonesia Corporate Internet Banking
An internet-based customer account management service that can be used to various purposes such as, account management, domestic transfers, foreign currency transfers and foreign currency exchange.
Benefits:
- Account Management Services.
- Domestic Transfer Services.
- Foreign Currency Transfer Services.
More information related to QNB Indonesia Corporate Internet Banking here.
Criteria for SME Customers
- Legal entity: PT, CV, or Foundation
- Sales turnover up to < IDR200 Bio
Required Documents:
- Copy of Deed of Incorporation and the amendment
- Copy of Articles of Associations and the latest amendment from the Ministry of Law
- Copy of Taxpayer (NPWP)
- Business Registration Number (NIB) or Business License (SIUP)
- Copy of Management’s ID (KTP) and Taxpayer (NPWP)
- Copy of ID (KTP) and Taxpayer (NPWP) with the share ownership ≥ 10%
SME Program
Transaction without charge to Elevate Your Business
Enjoy the privileges of unlimited transaction, without charged through QNB Indonesia Corporate Internet Banking.
Customers Criteria:
- Program only valid for Small Medium Enterprise (SME) Customers
- Portfolio minimum IDR1 billion* which consist placement of current account, time deposit and Wealth Management product in one month prior the transaction month in QNB Indonesia Corporate Internet Banking.
- For new customers/NTB (New to Bank) SME may enjoy this program starting from the 6th of the following month from the month of opening the account.
Terms & Conditions:
- Program Period: 1 December 2024 – 30 September 2025
- Customers are obliged to register and done transactions via QNB Indonesia Corporate Internet Banking
- Waive transactions can only be done for IDR-Rupiah currency from savings and current account.
Transaction type for this program as follows:
a. SKN
b. RTGS
c. Online Transfer
d. BI-FAST
*According to the portfolio at the end of month before the transaction month in QNB Indonesia Corporate Internet Banking.
