GPN Debit Card Product Information
Savings Account customer will receive QNB Indonesia NPG Debit Card equipped with National Standard Indonesian Chip Card Specification (NSCCS) technology and NPG logo. It will gives convenience to customers when doing various transactions such as cash withdrawal, balance enquiry, transfers, bill payment through any ATM machine and retail transactions payment through any EDC terminal using the PRIMA and ATM Bersama networks across Indonesia.
National Standard Indonesia Chip Card Specification (NISCCS)
For security and convenience transaction, QNB Indonesia NPG Debit Card complies with the National Standard Indonesia Chip Card Specification (NISCCS) to provide safety and security for data transactions
National Payment Gateway (NPG)
QNB Indonesia has joined the National Payment Gateway (NPG) program that offers standardized security features where all domestic transactions are processed through a national network, so that customers can conduct transactions securely in all Indonesia payment channel
There is no minimum thresholds amount for retail transaction payments and no cash withdrawal fees at all PRIMA and ATM Bersama network across Indonesia.
To enjoy a more secured and convenience transaction, please immediately exchange your magnetic stripe card with the new QNB Indonesia NPG Debit Card at the nearest QNB Indonesia branch.
Bank QNB Indonesia Debit Card Validity Period
Please immediately exchange your Bank QNB Indonesia debit card that will be or has expired in 2023 with the new debit card at the nearest Bank QNB Indonesia branch for your safety and convenience transaction.
Check the expiry date of your debit card which stated under the card number on the front side of the card.
Feature and Limit Transaction
| Bank QNB Indonesia GPN Debit Card Transaction Facility | GPN Regular Instant | GPN QNB First | ||
| Daily Limit | Daily Limit | |||
| Frequency | Amount (IDR) | Frequency | Amount (IDR)* | |
| Cash withdrawal (ATM Bersama and PRIMA) | 10 | 10,000,000 | 10 | 25,000,000 |
| Balance inquiry (ATM Bersama and PRIMA) | 5 | - | 10 | - |
| Bill payment | 20 | 2,000,000 | 20 | 10,000,000 |
| Merchant payment EDC (Debit) | 15 | 25,000,000 | 15 | 100,000,000 |
| Transfer to Bank QNB Indonesia account (maximum IDR10 million per transaction) | 5 | 25,000,000 | 10 | 100,000,000 |
| Transfer to other banks (maximum IDR10 million per transaction) | 5 | 25,000,000 | 10 | 100,000,000 |
*Accumulated limit
Transaction Fee
| Bank QNB Indonesia GPN Debit Card Transaction | Transaction Fee (IDR) |
| Transfer to other banks | 6,500 |
| Balance inquiry on Bank QNB Indonesia ATM | Free |
| Balance inquiry (ATM Bersama and PRIMA) | 4,000 |
| Card replacement for loss/broken | 20,000 |
| Bill Payment | |
| Telkompay | 2,500 |
| Telkomsel postpaid | 2,000 |
| XL/ Axis postpaid | 2,000 |
| Smartfren postpaid | Free |
| Indosat postpaid | Free |
| Tri postpaid | Free |
| Tri prepaid (purchase) | Free |
| XL/ Axis prepaid (purchase) | 1,000 |
| Indosat prepaid (purchase) | 1,500 |
| SMARTFREN | Free |
| Indovision | Free |
| Top TV | Free |
| OKE Vision | Free |
| MNC Play | Free |
Terms and Conditions
Top Spender Program
Shop for your various needs at TheFoodhall and seize the opportunity to become a Top Spender and earn 60,000 Qatar Airways Avios Miles equivalent to a Jakarta – Doha – Jakarta flight ticket or shopping vouchers of up to IDR3,000,000 with a minimum purchase of IDR6,000,000 during the program period. The program apply for QNB First customers specifically for payments using QNB First Debit GPN card or QRIS via QNB Indonesia Mobile Banking at all TheFoodhall outlets.
Program period : 1 Juni – 30 September 2025
Terms and conditions
- This promotion is valid for QNB First customers who purchase using QNB First Debit Card at all TheFoodhall Stores.
- This promo do not apply for QNB Indonesia employees.
- This promotion valid for QNB First Customers with minimum AUM IDR500,000,000 and active as a QNB First Customers until 30 September 2025.
- The winners are 5 persons with the highest accumulation transaction using the QNB First Debit Card or QRIS via QNB Indonesia Mobile Banking during the program period with minimum spending of IDR6,000,000 at all TheFoodhall stores.
- The winners will get the following prizes:
1. 1st winner with the highest transaction will get QATAR Avios Miles as much as 60.000 miles (equivalent with flight tickets from Jakarta – Doha – Jakarta).
2. 2nd winner with the second highest transaction will get Shopping Voucher at TheFoodhall as much as IDR3,000,000.
3. 3rd winner with the third highest transaction will get Shopping Voucher at TheFoodhall as much as IDR2,500,000.
4. 4th winner with the fourth highest transaction will get Shopping Voucher at TheFoodhall as much as IDR2,000,000.
5. 5th winner with the fifth highest transaction will get Shopping Voucher at TheFoodhall as much as IDR1,000,000.
- If there is a winners with the same nominal spending, then the bigger prize will be given to the customer who reaches the nominal spending first.
- If the winners don’t reach 5 person, then the prize with smallest value will be not valid.
- Eligible for minimum spending accumulation as much as IDR6,000,000 during the program period at all TheFoodhall stores.
- All the top spender program prizes cannot be cashed.
- This promotion valid from Monday to Sunday (every day) included for Public Holiday.
For further information please contact your Relationship Manager (RM) or QNB Indonesia Contact Center (021) 30055300.
