Allianz Life LegacyPro
Allianz Life LegacyPro is a traditional life insurance product with periodic premium payments that provide death benefit until the insured reaches the age of 100 years as well as basic insurance premium exemption benefit, and sum assured Booster benefit when the insured reaches the age of 75.
Product Advantages
- 100% sum assured for the insured passes away
- Insurance period up to 100 years old
- Sum assured booster benefit up to 50% of the sum assured for basic insurance when the insured turns 75 years old
- Premium waiver if the insured diagnoses one of the 77 critical illnesses
Product Benefits
Insurance Benefits
A. Death benefits
• 100% Sum Assured
• for Basic Insurance if the Insured passes away and the Policy will expire
B. Benefits of Sum Assured
In the form of an increase in Sum Assured (1) for Basic Insurance:
• Become 50% of the Sum Assured (1) for Basic Insurance.
• Become 25% of the Sum Assured (1) for Basic Insurance.
Note:
(1)Sum Assured for Basic Insurance listed in the Policy Data.
- C. Basic Insurance Premium Waiver Insurance Benefits
- • Exemption from payment of Basic Insurance Premium, starting from the next Premium Payment Due Date (after the date of claim approval by Allianz) until the end of the Premium Payment Period.
- • If the Insured suffers from or experiences one of the 77 Critical Illnesses/Conditions as referred to in the Policy Special Terms, and the claim for the Basic Insurance Premium Waiver Benefit has been approved by Allianz.
Important Information
- Allianz Life LegacyPro is an insurance product issued by PT Asuransi Allianz Life Indonesia. PT Bank QNB Indonesia Tbk ("Bank") only acts as a referrer of Allianz Life LegacyPro.
- Allianz Life LegacyPro is not a product of the Bank so the Bank is not responsible for any and all claims and risks arising from the management of this product portfolio. Allianz Life LegacyPro is not guaranteed by the Bank and its affiliates and is not included in the scope of the guarantee program of the Government of the Republic of Indonesia or the Deposit Insurance Corporation ("LPS"). The Bank is not responsible for the policy issued by PT Asuransi Allianz Life Indonesia. The management of Allianz Life LegacyPro products is carried out by PT Asuransi Allianz Life Indonesia and is the responsibility of PT Asuransi Allianz Life Indonesia.
- PT Bank QNB Indonesia Tbk is licensed and supervised by Financial Services Authority (OJK), Bank Indonesia (BI) and a member of Indonesian Deposit Insurance Corporation (LPS).
- The premium paid includes the commission for the Bank.
- A more complete explanation of the terms, conditions including detailed charges and exclusions can be found in the General Product and Services Information Summary (RIPLAY) and the Personal and Policy Product and Service Information Summary (RIPLAY).
- PT Asuransi Allianz Life Indonesia has the right to reject the application of the Allianz Life LegacyPro Policy from you, if it does not meet the applicable requirements and regulations.
