Allianz Life Income Assurance (ALIA)

Allianz Life Income Assurance (ALIA)

Allianz Life Income Assurance (ALIA) is a traditional life insurance product issued by PT Asuransi Allianz Life Indonesia, designed to provide life protection along with guaranteed annual cash benefits. This product helps customers plan their financial future with greater certainty and confidence.

Life Protection

In the event that the Insured passes away during the Policy Term, Allianz will pay the death benefit to the designated Beneficiary in accordance with the policy provisions.

Accidental Death Benefit

Additional benefits will be payable if the Insured passes away as a result of an accident during the Policy Term.

Guaranteed Annual Cash Benefit

A guaranteed cash benefit of 8% of the Annual Premium, payable at the end of each policy year up to Policy Year 9.

Maturity Benefit

If the Insured remains alive until the end of the Policy Term, Allianz will pay a Maturity Benefit equal to 110% of the total premiums paid.

Key Product Features

  • Policy Term: 10 years
  • Premium Payment Term: 5 years
  • Currency: Indonesian Rupiah (IDR)
  • Guaranteed Issue Offer (GIO)

Policy application based on a health declaration without medical examination, with a maximum Sum Assured of up to IDR 3,000,000,000.

Age Eligibility

  • Insured’s Age: 1 month – 65 years
  • Policyholder’s Age: From 18 years old, with no maximum age limit

Premium

  • Minimum Annual Premium: IDR 50,000,000
  • Maximum Annual Premium: IDR 500,000,000

For more information, please contact your Relationship Manager or Bank QNB Indonesia Contact Center (+62 21) 300 55 300.

Allianz Life Income Assurance (ALIA) is an insurance product issued by PT Asuransi Allianz Life Indonesia. PT Bank QNB Indonesia Tbk acts solely as a referral partner and does not bear any responsibility for claims or risks arising from this product.

This product is not a bank product, is not guaranteed by the Bank, and is not covered by the Indonesian Deposit Insurance Corporation (Lembaga Penjamin Simpanan – LPS).

PT Bank QNB Indonesia Tbk is licensed and supervised by the Financial Services Authority (OJK) and Bank Indonesia, and is a participant of the LPS program. PT Asuransi Allianz Life Indonesia is licensed and supervised by OJK, and its marketing personnel are registered and licensed by the Indonesian Life Insurance Association (AAJI).