Product Knowledge

QNB Online Banking is an internet-based banking service provides secure access in managing your daily transactions anywhere at all times from computer, laptop, smartphone and tablet.

Enjoy your banking experiences directly from your electronic device just by clicking https://ib.qnb.co.id and select the service that you need. QNB Online Banking creates a possibility to access your account without having to go to the bank.


QNB Online Banking Features

  • Account Information
    • Recent Activity
    • Account Statement
  • Transfer
    • Favourite List
    • Transfer to QNB Indonesia Account (to your personal account or other QNB Indonesia account)
    • Online Transfer
    • RTGS/SKN Transfer
  • Bill Payment
    • Favourite List
    • Bill Payment :
      • Telco (Telkomsel, XL, Smartfren)
  • Purchase
    • Favourite List
    • Purchase :
      • Telco (Telkomsel, XL, Smartfren, Tri)
  • Helpdesk
    • Compose
    • Inbox
    • Sent
  • Application
    • Cheque Book Order
    • Cheque Book History Order
  • Transaction Management
    • Successful Transaction
    • Failed Transaction
    • Scheduled Transaction
  • Administration
    • Manage Notification
  • Information
    • Interest Rate Info
    • Transaction Charge Info
    • User Guide
  • Others
    • Change Password
    • Self-password reset

Fees & Charges

Transaction Type Admin Fees
Cheque Book / Bilyet Giro IDR 125,000
Transfer to other QNB Indonesia Account Free
Online Transfer IDR 6,500
SKN Transfer IDR 2,900
RTGS Transfer IDR 35,000
Personal Account Transfer Free
Telkomsel Prepaid IDR 1,500
Telkomsel Postpaid Free
XL Prepaid IDR 1,000
XL Postpaid Free
Smarfren Prepaid Free
Smarfren Postpaid Free
Tri Prepaid Free

Transaction Limit

Transaction Type Cut Off Time Transaction Limit/Day/Account
Transfer to QNB Indonesia Personal Account Not Applicable IDR 2,000,000,000
Internal Transfer Not Applicable IDR 350,000,000
Online Transfer Not Applicable IDR 25,000,000
SKN Transfer 13:30 IDR 500,000,000
RTGS Transfer 13:30 IDR 700,000,000