QNB Indonesia Delivers Strong 2025 Performance
26 June 2026 – PT Bank QNB Indonesia Tbk (“Bank”) held its 2026 Annual General Meeting (AGM) of Shareholders at its Head Office. During the AGM, Shareholders approved the 2025 Annual Report, determined the appropriation of the Bank’s net profit, and approved changes to the composition of Board of Commissioners, among other agenda. The meeting was attended by President Commissioner Dr Fatma Al-Suwaidi, members of the Board of Commissioners and Board of Directors, as well as respective shareholders.
In 2025, QNB Indonesia delivered solid performance amid ongoing global and domestic uncertainties. The Bank posted a profit before tax of IDR50.8 billion and recorded net loan growth of 18% year-on-year, significantly outperforming the industry average of 9.6%.
Third-party funds grew 11%, while total assets reached IDR13.2 trillion. Asset quality also improved, with the gross non-performing loan (NPL) ratio declining to 2.2% from 2.7% a year earlier.
The Bank’s liquidity position remained strong, with Liquidity Coverage Ratio (LCR) and Net Stable Funding Ratio (NSFR) standing at 120.0% and 140.4%, respectively – well above the regulatory minimum of 100%.
“Despite challenging global and domestic situation, QNB Indonesia continued to execute its strategy with discipline and prudent decision-making,” said Nick Groene, President Director of PT Bank QNB Indonesia Tbk. “Our performance reflects the strength of our fundamentals and our commitment to creating sustainable value for customers, shareholders, and other stakeholders.”
Alongside its financial achievements, as part of its transformation journey, the Bank also expanded its digital solutions across the organisation, focusing on process automation and enhancing digital banking capabilities. These initiatives are designed to improve organisational efficiency and strengthen customer experience.
To support this transformation, QNB Indonesia continued to invest in workforce development, including artificial intelligence training that will help employees navigate a rapidly evolving business landscape and drive innovation across the Bank. In recognition of these efforts, QNB Indonesia was named “HR Asia Best Companies to Work for in Asia 2026” for the third consecutive year by the prestigious HR Asia Awards and received its first “HR Asia People Transformation Awards 2026”.
At the Meeting, shareholders also accepted the resignation of Khalid Al-Sada as Commissioner. The Bank extends its sincere appreciation for his leadership, guidance, and valuable contributions throughout his tenure.
To further strengthen governance and support the Bank’s growth, the Board proposed the appointment of Silas Lee as Commissioner, subject to the approval from Otoritas Jasa Keuangan (OJK).
Silas Lee brings more than three decades of experience in the banking industry, with extensive expertise across corporate and investment banking.
