Earn Points

Earn Points

To earn Life Rewards points, Customer is required to follow the rules specified for each Bank’s products as detailed on the below table:

Product

Transaction/Activities

Earned Points

 
 

Savings Account and Premium Savings Account

Average monthly balance

Multiplication of average balance of IDR1,000,000 will earn 1 Life Rewards point (no minimum average balance requirement)

 

Current Account and Premium Current Account

Average monthly balance

Multiplication of average balance of IDR1,000,000 will earn 1 Life Rewards point (with minimum average balance of IDR100,000,000)

 

Debit Card

Purchase via POS using debit card

1 Life Rewards point/IDR25,000, multiple apply

 

Transfer to other bank or payment via ATM

1 Life Rewards point/transaction

 

Payment of utility/bill payment through ATM

1 Life Rewards point/transaction

 

Forex*

Forex Transaction

1 Life Rewards point/IDR75,000 with minimum transaction of IDR75,000,000

 

Wealth Management*

Purchase of Bancassurance premium and mutual fund

Bancassurance:

 

First LifeShield (Top Up Regular): with minimum transaction of IDR100,000,000 will earn 1 Life Rewards point/IDR67,000

 

First LifeShield (Top Up Single): with minimum transaction of IDR100.000.000 will earn 1 Life Rewards point/IDR67,000

 

First InvestShield (Top Up Single): with minimum transaction of IDR100,000,000 will earn 1 Life Rewards point/IDR67,000

 

Allianz Wealthlink Prestige Life (Top Up Regular/Top Up Single): with minimum transaction of IDR100,000,000 will earn 1 Life Rewards point/IDR67,000

 

Allianz Wealthlink Protection Life (Top Up Regular/Top Up Single): with minimum transaction of IDR100,000,000 will earn 1 Life Rewards point/IDR67,000

 

Allianz Wealthlink Protection Life (Top Up Regular/Top Up Single): with minimum transaction of IDR100,000,000 will earn 1 Life Rewards point/IDR67,000

 

Allianz Wealthlink Prestige Life II (Basic Regular Premium): with minimum transaction of IDR120,000,000 will earn 1 Life Rewards point/IDR4,000

 

Allianz Wealthlink Prestige Life II (Top Up Regular): with minimum transaction of IDR100,000,000 will earn 1 Life Rewards point/IDR67,000

 

Allianz Wealthlink Prestige Life II (Top Up Single): with minimum transaction of IDR100,000,000 will earn 1 Life Rewards point/IDR70,000

 

Allianz Assetlink Optima (Basic Regular Premium): with minimum transaction of IDR100,000,000 will earn 1 Life Rewards point/IDR10,000

 

Allianz Assetlink Optima (Top Up Single): with minimum transaction of IDR100,000,000 will earn 1 Life Rewards point/IDR75,000

 

First Life Pasti (Basic Regular Premium): with minimum transaction of IDR50,000,000 will earn 1 Life Rewards point/IDR75,000

 

Mutual Fund:

 

Subscription transaction with minimum mutual fund purchase of IDR50,000,000 will earn 1 Life Rewards point/IDR300,000

 

Switching transaction with minimum mutual fund purchase of IDR250,000,000 will earn 1 Life Rewards point/IDR800,000

 

QNB First

New QNB First customer

1.250 points

 

E-Channels

Transfer Online to  other bank, transfer RTGS, transfer SKN , BI-FAST through QNB Indonesia Mobile Banking*

1 Life Rewards point/transaction

 

Payment of utility/bill payment, E-money top up through QNB Indonesia Mobile Banking*

1 Life Rewards point/transaction

 

Purchase via QRIS using QNB Indonesia Mobile Banking*

1 Life Rewards point/IDR30,000 multiple apply

 

Transfer to other bank, transfer RTGS, transfer SKN  through QNB Online Banking

1 Life Rewards point/transaction

 

Payment of utility/bill payment through QNB Online Banking

1 Life Rewards point/transaction

 

 

*The calculation of QNB Indonesia Life Rewards point applies effectively per 1 August 2023.