Earn Points
To earn Life Rewards points, Customer is required to follow the rules specified for each Bank’s products as detailed on the below table:
Product |
Transaction/Activities |
Earned Points |
|
Savings Account and Premium Savings Account |
Average monthly balance |
Multiplication of average balance of IDR1,000,000 will earn 1 Life Rewards point (no minimum average balance requirement) |
|
Current Account and Premium Current Account |
Average monthly balance |
Multiplication of average balance of IDR1,000,000 will earn 1 Life Rewards point (with minimum average balance of IDR100,000,000) |
|
Debit Card |
Purchase via POS using debit card |
1 Life Rewards point/IDR25,000, multiple apply |
|
Transfer to other bank or payment via ATM |
1 Life Rewards point/transaction |
||
Payment of utility/bill payment through ATM |
1 Life Rewards point/transaction |
||
Forex* |
Forex Transaction |
1 Life Rewards point/IDR75,000 with minimum transaction of IDR75,000,000 |
|
Wealth Management* |
Purchase of Bancassurance premium and mutual fund |
Bancassurance: |
|
First LifeShield (Top Up Regular): with minimum transaction of IDR100,000,000 will earn 1 Life Rewards point/IDR67,000 |
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First LifeShield (Top Up Single): with minimum transaction of IDR100.000.000 will earn 1 Life Rewards point/IDR67,000 |
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First InvestShield (Top Up Single): with minimum transaction of IDR100,000,000 will earn 1 Life Rewards point/IDR67,000 |
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Allianz Wealthlink Prestige Life (Top Up Regular/Top Up Single): with minimum transaction of IDR100,000,000 will earn 1 Life Rewards point/IDR67,000 |
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Allianz Wealthlink Protection Life (Top Up Regular/Top Up Single): with minimum transaction of IDR100,000,000 will earn 1 Life Rewards point/IDR67,000 |
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Allianz Wealthlink Protection Life (Top Up Regular/Top Up Single): with minimum transaction of IDR100,000,000 will earn 1 Life Rewards point/IDR67,000 |
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Allianz Wealthlink Prestige Life II (Basic Regular Premium): with minimum transaction of IDR120,000,000 will earn 1 Life Rewards point/IDR4,000 |
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Allianz Wealthlink Prestige Life II (Top Up Regular): with minimum transaction of IDR100,000,000 will earn 1 Life Rewards point/IDR67,000 |
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Allianz Wealthlink Prestige Life II (Top Up Single): with minimum transaction of IDR100,000,000 will earn 1 Life Rewards point/IDR70,000 |
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Allianz Assetlink Optima (Basic Regular Premium): with minimum transaction of IDR100,000,000 will earn 1 Life Rewards point/IDR10,000 |
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Allianz Assetlink Optima (Top Up Single): with minimum transaction of IDR100,000,000 will earn 1 Life Rewards point/IDR75,000 |
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First Life Pasti (Basic Regular Premium): with minimum transaction of IDR50,000,000 will earn 1 Life Rewards point/IDR75,000 |
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Mutual Fund: |
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Subscription transaction with minimum mutual fund purchase of IDR50,000,000 will earn 1 Life Rewards point/IDR300,000 |
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Switching transaction with minimum mutual fund purchase of IDR250,000,000 will earn 1 Life Rewards point/IDR800,000 |
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QNB First |
New QNB First customer |
1.250 points |
|
E-Channels |
Transfer Online to other bank, transfer RTGS, transfer SKN , BI-FAST through QNB Indonesia Mobile Banking* |
1 Life Rewards point/transaction |
|
Payment of utility/bill payment, E-money top up through QNB Indonesia Mobile Banking* |
1 Life Rewards point/transaction |
||
Purchase via QRIS using QNB Indonesia Mobile Banking* |
1 Life Rewards point/IDR30,000 multiple apply |
||
Transfer to other bank, transfer RTGS, transfer SKN through QNB Online Banking |
1 Life Rewards point/transaction |
||
Payment of utility/bill payment through QNB Online Banking |
1 Life Rewards point/transaction |
|
*The calculation of QNB Indonesia Life Rewards point applies effectively per 1 August 2023.