Announcement

Retail Banking Directorate

Monica Riesanty Wahyudi
Head of E-Banking Sales & Business Development

An Indonesian citizen, serving as the Head of E-Banking Sales & Business Development since May 2, 2016. Earned her bachelor’s degree in Industrial Engineering from Trisakti University, Jakarta in 1992. Previously serves as Head of Client Services Middle Office since June 1, 2012. Previously, she held the position of Head of Commercial Banking at PT Bank UOB Indonesia; Branch Manager and Business Development Commercial Banking at the Royal Bank of Scotland; and Branch Manager at ABN AMRO Bank.

Wholesale Banking Directorate

Ervin Gumilar
Head of Wholesale Banking Credit Review

An Indonesian citizen. He was appointed as the Head of SME Credit Review on July 1, 2015. Earned his bachelor’s degree in Finance from California State University Fresno in 1992. Previously, he held the position of Head of Commercial Credit Support at PT Bank QNB Indonesia Tbk since July 1, 2014. He also has served as Java Area Team Group Head and High End Business Credit Review Group Head at PT Bank CIMB Niaga Tbk.

Henry Daniel Bukit
Head of Corporate Banking

An Indonesian citizen. He was appointed as the Head of Corporate Banking since July 18, 2017. Earned his bachelor’s degree in Industrial & Engineering Management from Jenderal Achmad Yani University in 2000 and master’s degree in Finance from PPM School of Management. Previously, he has served as SVP-Corporate & Investment Banking Group at Citibank, Sr. AVP- Wholesale Banking Credit at PT Bank CIMB Niaga Tbk, AVPWholesale Banking Division at PT Bank OCBC NISP Tbk, and AVPCorporate Banking Division at PT Bank Danamon Indonesia Tbk.

Norman Defryzal
Head of Transaction Banking

An Indonesian citizen, serving as the Head of Transaction Banking since February 1, 2017. Earned Bachelor of Economics from University of STIE Bhakti Pembangunan (affiliated with STIE Perbanas) in 1996. Previously, he held the position of Country Head of Client Office/GTS Country Head and Global Transaction Service, Origination at Royal Bank of Scotland, NV Jakarta Branch (RBS Indonesia). He also has served as Cash Management Regional Sales Head, Head of New Product & Enhancement Section/Product & Business at PT Bank Maybank Indonesia Tbk, Trade Finance Officer and International Operation Officer at PT Bank Permata Tbk.

Novy Angela Andow
Head of Treasury

An Indonesian citizen, serving as the Head of Treasury since September 22, 2014. Earned her bachelor’s degree in Management from Atmajaya Catholic University in 1994. Previously, she held the position of Treasury Sales Head since February 3, 2014; Director of Corporate Risk Solution at Royal Bank of Scotland Indonesia; Team Leader at ABN AMRO Bank; and Treasury Sales at American Express Bank.

R. Martin Tandya Nugraha Setjadiningrat
Head of Commercial Banking

An Indonesian citizen, serving as the Head of Commercial Banking since March 1, 2017. Earned Bachelor of Economics from Trisakti University in 1995. Previously, he held the position of the Unit Head Large Local Corporate and Multinationals, Head Corporate Banking Team 1 and Head Commercial Banking at PT Bank Maybank Indonesia Tbk. He also has served as Institutional Banking Group (Commercial Banking), SME Unit Head, SME Credit Underwriting Head, SME Collection Manager and SME Credit Underwriting Manager at Standard Chartered Bank; and as Portfolio Quality Department Head, Relationship Manager Commercial, Team Leader SME & Consumer, Account Officer SME and Management Trainee at PT Bank Danamon Indonesia Tbk.

Operational Directorate

Denny Soedharmo
Head of General Services

An Indonesian citizen. He was appointed as the Head of General Services Division on May 15, 2014. Earned his bachelor’s degree in Architecture from Tarumanagara University in 1998 and master’s degree in Management from Trisakti University in 2010. Previously, he held the position of GM Facility & General Services at BAT/Bentoel Group; Head of Facility Management – Corporate Real Estate at Bank Ekonomi (member of HSBC Group); Head of Property and Facility Management Services at Bank ABN Amro/RBS; and Project Manager – HR & General Affairs at Astra International.

Tota Melani Loembantobing
Head of Operations

An Indonesian citizen, serving as the Head of Operations since March 1, 2016. Earned her bachelor’s degree in Educational Psychology from Institute of Teacher Training & Education, Jakarta in 1990, and master degree in Finance from University of the District of Columbia, Washington, D.C. in 1994. Previously, she served as Chief Auditor since March 26, 2014. She also has served as Regional Operations Head of PT Bank CIMB Niaga Tbk as well as Area Operations & Services Manager and Branch Services Region Head of Citibank N.A.

Human Resources Directorate

Endang Widya Lestari
HR Operations Head

An Indonesian citizen. Prior to joining the Bank as HR Operations Head in 2015, she took up several posts in various companies such as Operational Staff at PT Persada Komindo, Surabaya (1996-2000), Export- Import & Cashier Staff, PT Woojin Jaya International, Surabaya (2000-2002), Export Booking & Documentation Staff, PT Djasa Bahari Shipping, Surabaya (2002-2003), Human Resources Assistant, JPMorgan Chase Bank, N.A., Jakarta (2006-2014), Human Resources Officer, PT J.P.Morgan Securities Indonesia (2014-2015).

Sylvina Savitri
Head of Learning & Development and Acting Head of HRBP & Organization Development

An Indonesian citizen, serving as the Head of Learning & Development and concurrently serving as Head of HRBP & Organization Development since November 1, 2017. Earned her bachelor’s degree in Psychology from Padjadjaran University, Bandung in 1998 and master’s degree in Psychology – Human Resources Management from University of Indonesia, Jakarta in 2004. She served as the Head of Learning & Development since May 2, 2016. She also has served as Junior Partner-Director at Experd Konsultan, Training & Development Officer at PT Perkin Elmer, and Recruitment Officer at PT Newmont Nusa Tenggara.

Risk Directorate

Ardhie Bayu Wiwoho
Head of Anti-Fraud Management & Investigation

An Indonesian citizen, serving as the Head of Anti-Fraud Management & Investigation since June 5, 2017. He earned his bachelor’s degree in Information Technology from RMIT Australia, in 2000 and master’s degree in Business in Finance from RMIT Australia in 2005. Previously, he served as Head of Group Investigation Indonesia at PT Bank ANZ Indonesia. Has also served as Senior Manager Forensic Services at PT Deloitte Konsultan Indonesia and as Assistant Manager Consultant at PT PricewaterhouseCoopers.

Difi Sang Nuan Damanik
Head of Market Liquidity & Enterprise Risk

An Indonesian citizen, serving as the Head of Market Liquidity & Enterprise Risk since October 25, 2017. Earned his bachelor’s degree from University of Indonesia in 1995 and also graduated from Executive Development Program (EDP) of PT Bank CIMB Niaga Tbk in 1997. Previously, he held the position of Head of Central Treasury at PT Bank UOB Indonesia Tbk, Portfolio Management Head at PT Maybank (previously known as PT Bank International Indonesia), Head of ALM Indonesia at ABN AMRO Bank, as well several as other positions in PT Bank CIMB Niaga Tbk with the last position as ALM Division Head.

Compliance Directorate

Andiko
Head of Compliance & Procedure

An Indonesian citizen, serving as the Head of Compliance & Procedure since July 13, 2017. He earned his bachelor’s degree in Economics & Accounting from Gadjah Mada University, Yogyakarta in 2000. Previously, he served as SVP-Compliance at PT Bank ANZ Indonesia. Has also served as Assistant Manager at Moores Rowland/Grant Thornton, Senior Auditor at Ernst & Young, and Assistant Lecturer at Gadjah Mada University.

Bambang Wijayanto
Head of Legal

An Indonesian citizen, he was appointed as the Head of Legal Division on November 21, 2014. He obtained his bachelor’s degree in Law from Satya Wacana Christian University, Salatiga, in 1996 and master’s degree in Law from University of Indonesia in 2014. Previously, he held the position of Legal Policy, Advisory & Special Transaction Head at PT Bank UOB Indonesia and Legal Policy and Procedure Support Department Head at PT Bank International Indonesia Tbk (BII).

CCO Directorate

Sry Ekawati
Head of Credit Commercial Support

An Indonesian citizen, serving as the Head of Credit Commercial Support since September 18, 2017. Earned her bachelor’s degree in Accounting from Trisakti University in 1997. Previously served as Document Processing Head at PT Bank UOB Indonesia Tbk. She also has served as Activation & Documentation Manager at Bank DBS, Team Leader Credit Documentation at Deutsche Bank, and several positions at ABN AMRO Bank with the last position as Team Leader of Private Segment Market & Continued as well as Frontliner at Citibank.

Joseph Puradi Wirakotan
Head of Retail Banking Credit Review

An Indonesian citizen, serving as the Head of Retail Banking Credit Review Division on February 1, 2013. Earned his bachelor’s degree in Applied Science from Swinburne University of Technology in 1991. Previously, he held the position of SVP Customer Relationship Management System at HSBC; Group Head of Consumer Risk at PT Bank ICB Bumiputera Tbk; Deputy Head of Card Center Division at PT Bank Internasional Indonesia Tbk (BII); and Head of Credit Approval Division and Head of Collection Division at ABN AMRO Bank.

CEO Directorate

Cut Tashana Azia
Chief Auditor

An Indonesian citizen. She was appointed as the Chief Auditor since August 1, 2016 based on Decree of Board of Directors No. 668/SK-HMRS-ES/VIII/2016 dated August 1, 2016. Earned Associate Degree of Business Management from San Diego Mesa College, United States in 1994. Previously served as Wholesale, Risk & Syariah Audit Head, and Head Office Audit Head at Bank CIMB Niaga (2011-2016); Wholesale Senior Operational Risk Officer and Head of Operational Risk at Standard Chartered Bank (2008-2011), Internal Audit Head of Deutsche Bank (2006-2008) several positions at Bank ABN AMRO with the latest position as Internal Audit Manager (1995-2006).

Interest & Exchange Rate
Deposito 1 3 6 12
USD* 1 1.25 1.25 1.25
SGD* 1 1 1 1
Rupiah 6.25 6.50 6.50 6.50

*Untuk penempatan minimum IDR 100 Juta

*Untuk penempatan minimum USD 10k

For more info, please contact our branch

Contact Center

+62 21 300 55 300

Operates 24 hours a day.

7 days a week.