Board of Commissioners

Heba Ali Ghaith Al-Tamimi

President Commissioner

Educational Background

  • Bachelor Degree, College of Economics & Administration, Qatar University, 1995.

Career History

  • 1995 - 1998 Section Head - Accounts Receivable & Payable, Qatar National Navigation & Transport
  • 1998 - present Last position as General Manager – Group Retail Banking, Qatar National Bank (Q.P.S.C.)
  • 2011 - present Member of Board of Directors, QNB Financial Services inDoha, Qatar
  • 2013 - present Member of Board of Directors and Audit Committee, QNB AL AHLI in Cairo, Egypt
  • 2014 - present Member of Board of Directors and Investment Committee, Growthgate Capital in Dubai, UAE
  • 2017 Commissioner, PT Bank QNB Indonesia Tbk
  • January - Juni 2018 Acting President Commissioner, PT Bank QNB Indonesia Tbk
  • July 2018 - present President Commissioner, PT Bank QNB Indonesia Tbk

Affiliation Relationship

Does not have any affiliation with other members of Board of Commissioners and Board of Directors


Fareeda Ali Abulfath

Commissioner*

Educational Background

  • Bachelor of Business Administration in Accounting, Qatar University, 1990
  • Master of Business Administration in Financial Management, Wales University and Manchester Business School, UK, 1995

Career History

  • 1980 - 1989 Accountant, Qatar University
  • 1989 - 1996 Credit Manager, Commercial Bank of Qatar
  • 1996 - present Last position as Group Chief Credit Officer, Qatar National Bank (Q.P.S.C.)

    Also as:

    • Vice chairman of Credit Committee, member of Management Risk Committee, member of Asset & Liabilities Committee, member of Strategy Committee, member of Centralized Purchasing Committee and member of Senior Management Committee
    • Member of the Board of Director and Vice Chairman, QNB Financial Services, Doha, Qatar
    • Member of the Board of Director, Commercial Bank International, Dubai
    • Member of the Board of Director, QNB Al Ahli, Cairo, Egypt

Affiliation Relationship

Does not have any affiliation with other members of Board of Commissioners and Board of Directors.

*Effectively after the Financial Services Authority approval on fit and proper test


Stephen Robert James Holden

Commissioner*

Educational Background

  • Bachelor Degree, London School of Economics, 1983

Career History

  • 1983 – 1994 Many positions in Barclays Bank Plc di UK, New Zealand and Zimbabwe
  • 1994 – 1998 Investment Banking Director, Barclays Bank Group, BZW Asia Limited, Hong Kong
  • 1998 - 2011 Last position as GM - Regional Head of Trade & Payments, Commonwealth Bank of Australia, Hong Kong
  • 2011 – 2013 EVP - Head of International Business, First Gulf Bank, UAE
  • 2014 - 2015 Country Head, Mashreq Bank, Kuwait
  • 2015 - present General Manager Singapore, Qatar National Bank (Q.P.S.C)
  • 2017 - present Commissioner, PT Bank QNB Indonesia Tbk

Affiliation Relationship

Does not have any affiliation with other members of Board of Commissioners and Board of Directors.


Djoko Sarwono

Independent Commissioner

Educational Background

  • Bachelor of Law, Trisakti University, Jakarta, 1975
  • Master in Public Administration, University of Southern California, 1984
  • Doctor of Philosophy in Public Administration, University of Southern California

Career History

  • 1977 - 2003 Working in Bank Indonesia with last position as Head of Bank Indonesia Bandung Regional Office
  • 2003 - 2006 President Director, Indover Bank, Amsterdam and Chairman of the Board of Directors at Indover Bank, Hongkong
  • 2006 - 2009 Expert Staff for Governor of Bank Indonesia
  • 2010 - present Advisor to Board at Lembaga Pengembangan Perbankan Indonesia (LPPI) with last position as Senior Faculty since Me 2015
  • 2011 - 2014 President Director at PEFINDO Rating Agency
  • 2014 - present President Director at PEFINDO Biro Kredit
  • 2013 - 2014 President Director at NISP Asset Management
  • 2013 - 2015 Vice President Commissioner at PT Aberdeen Asset Management
  • 2014 - 2015 Commissioner at PEFINDO Riset and Consulting
  • 2015 - present Independent Commissioner at PT Bank QNB Indonesia Tbk
  • Feb 2016 - present Chairman of the Audit Committee at PT Bank QNB Indonesia Tbk

Affiliation Relationship

Does not have any affiliation with other members of Board of Commissioners and Board of Directors.


Suroto Moehadji

Independent Commissioner

Educational Background

  • Bachelor of Economy, Universitas Jember, East Java, 1979
  • Master of Business Administration, Tulane University, New Orleans, USA, 1988

Career History

  • 1979 Started the career at PT Bank Negara Indonesia Persero (Tbk)
  • 1991 - 1994 Director at PT BNI Nomura Jafco
  • 2001 - 2002 Commissioner at PT Bank Finconesia
  • 2003 - 2005 Commercial Director at PT Bank Negara Indonesia Persero (Tbk)
  • 2005 - 2007 Director of Human Resources at PT Bank Negara Indonesia Persero (Tbk)
  • 2008 Director of Operations and General Affairs at PT Bank Negara Indonesia Persero (Tbk)
  • 2008 - 2012 Vice Rector Universitas Pancasila
  • 2008 - present Extraordinary Lecturer Universitas Pancasila
  • 2010 - 2011 President Commissioner at PT Bank QNB Indonesia Tbk (formerly PT Bank QNB Kesawan Tbk)
  • 2010 - February 2016 Chairman of the Risk Monitoring Committee at PT Bank QNB Indonesia Tbk
  • 2011 - present Independent Commissioner at PT Bank QNB Indonesia Tbk
  • Jan 2016 - present Chairman of Remuneration & Nomination Committee at PT Bank QNB Indonesia Tbk

Affiliation Relationship

Does not have any affiliation with other members of Board of Commissioners and Board of Directors.


Muhammad Anas Malla

Independent Commissioner

Educational Background

  • Bachelor of Law, Trisakti University, Jakarta, 1989
  • Magister of Law, Tulane University, New Orleans, USA, 1998

Career History

  • 1983 Started the career at PT Bank Negara Indonesia Persero (Tbk)
  • 2001 - 2002 Head of Samarinda Branch Office at PT Bank Negara Indonesia Persero (Tbk)
  • 2002 - 2003 Deputy Head of Regional Office 02 Padang at PT Bank Negara Indonesia Persero (Tbk)
  • 2003 - 2004 Deputy Head of Legal and Compliance Division in Legal Development Field PT Bank Negara Indonesia Persero (Tbk)
  • 2004 Deputy Head of Compliance Division at PT Bank Negara Indonesia Persero (Tbk)
  • 2004 - 2006 Head of Compliance Division at PT Bank Negara Indonesia Persero (Tbk)
  • 2006 - 2011 Head of Internal Control Unit at PT Bank Negara Indonesia Persero (Tbk)
  • 2011 - present Independent Commissioner at PT Bank QNB Indonesia Tbk
  • 2011 - Januari 2016 Chairman of the Remuneration and Nomination Committee at PT Bank QNB Indonesia Tbk
  • 2012 – 2013 Commissioner at PT Swadarma Sarana Informatika
  • 2013 - present President Commissioner at PT Swadarma Sarana Informatika
  • 2015 - Feb 2016 Acting Chairman of Audit Committee at PT Bank QNB Indonesia Tbk
  • Jan 2016 - present Chairman of Risk Monitoring Committee PT Bank QNB Indonesia Tbk

Affiliation Relationship

Does not have any affiliation with other members of Board of Commissioners and Board of Directors.

Interest & Exchange Rate
Deposito 1 3 6 12
USD* 1 1.25 1.25 1.25
SGD* 1 1 1 1
Rupiah 6.25 6.50 6.50 6.50

*Untuk penempatan minimum IDR 100 Juta

*Untuk penempatan minimum USD 10k

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Contact Center

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